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What Is Long-Term Care?
Will I Need Long-Term Care?
What Does LTC Cost?
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Doesn't Government Pay?
What If Family Wants To Help?
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Why Long-Term Care Insurance?
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Disclaimer: This website provides general information. It is not intended as a substitute for personal financial, legal or insurance advice.

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Martha Bowes, owner of BOWES LTC, is an experienced, independent insurance broker specializing in long-term care. Her client-focused services include:
- top-rated LTC companies with stable rate and claims-paying histories
- Enrollment Specialist for over 150 discounted professional, alumni and other group plans (including UW, ABA, AMA, NAWBO, ANA, NSPE, NSO)
- policies meet the requirements of consumer advocacy groups
- direct contact with company underwriters
- consultations in person and/or by phone
- individual, executive carveout, and employee plans
- tax-favored solutions for high–net-worth self funders
- coverage options for those already receiving long-term care
- coordination with your other financial advisors
Copyright © Martha H. Bowes, 2005, 2006, 2007, 2008
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