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Bowes LTC, Now Serving Madison, Wisconsin, National Ethics Bureau Member
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EXPERIENCED LONG-TERM CARE SPECIALIST

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line Who Pays for LTC?
line Doesn't Government Pay?
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Disclaimer: This website provides general information. It is not intended as a substitute for personal financial, legal or insurance advice.









Martha Bowes, owner of BOWES LTC, is an experienced, independent insurance broker specializing in long-term care. Her client-focused services include:

  • top-rated LTC companies with stable rate and claims-paying histories
  • Enrollment Specialist for over 150 discounted professional, alumni and other group plans (including UW, ABA, AMA, NAWBO, ANA, NSPE, NSO)
  • policies meet the requirements of consumer advocacy groups
  • direct contact with company underwriters
  • consultations in person and/or by phone
  • individual, executive carveout, and employee plans
  • tax-favored solutions for high–net-worth self funders
  • coverage options for those already receiving long-term care
  • coordination with your other financial advisors